Checking Accounts
Manage your money, pay bills, and increase benefits with an SAFCU Checking Account.
SAFCU offers four different types of checking accounts to fit your changing needs. Our checking accounts let you take advantage of great benefits like the SAFCU Mobile App, 24/7 Virtual Branch, Online Bill Pay, and VISA Debit/ Cards – plus you can earn monthly dividends. Check out our Checking Comparison Chart below to find the best option for you.
Direct deposits require the SAG-AFTRA FCU routing and transit number, 322076233 and your SAG-AFTRA FCU member number.
| PERFORMANCE CHECKING | ECHECKING | SENIOR CHECKING | TEEN PERFORMER |
|---|---|---|---|
| Requirements: None | Requirements: eStatements | Requirements: At least one (1) account owner must be 62 years of age with Direct Deposit from Social Security or a Pension Plan | Requirements: 12-17 years old with a parent or legal guardian listed as a joint account owner. Account must be opened by request of a parent/legal guardian. |
| $7.95 per month | FREE | FREE | FREE |
| Minimum Opening Deposit $25 | Minimum Opening Deposit $25 | Minimum Opening Deposit $25 | Minimum Opening Deposit $25 |
| Minimum Balance $0.00 | Minimum Balance $0.00 | Minimum Balance $0.00 | Minimum Balance $0.00 |
| Dividend Bearing Account with $1,000 Avg. Daily Balance | Non-Dividend Bearing Account | Non-Dividend Bearing Account | Non-Dividend Bearing Account |
| MONTHLY FEE WAIVED WITH THE FOLLOWING: | MONTHLY FEE WAIVED WITH THE FOLLOWING: | MONTHLY FEE WAIVED WITH THE FOLLOWING: | MONTHLY FEE WAIVED WITH THE FOLLOWING: |
| $1,000 daily Avg. balance OR $250 Avg. daily balance and either eStatements or direct deposit |
No monthly fee | No monthly fee | No monthly fee |
| No limit on non-PIN debit card purchases | |||
| Additional Account Description | Additional Account Description | Additional Account Description | Additional Account Description |
| 15 free ATM transactions per month¹ | 15 free ATM transactions per month¹, Including four (4) Non-SAFCU ATM deposits² | 15 free ATM transactions per month¹, Including four (4) Non-SAFCU ATM deposits² | Not a blocked account |
| Unlimited check writing, no minimums or fees | Check writing fees: Five (5) free per monthly statement cycle (Bill Pay checks excluded)³ | Check writing fees: Ten (10) free per monthly statement cycle (Bill Pay checks excluded)³ | Parent/Legal Guardian may request Visa ATM/debit card services and checks |
| First Month Waiver (Month in which the account was opened) | Bad Email/Mailing Fee: $2.95 per month statement | No Courtesy Pay or Overdraft Protection service | |
| ¹$2.00 thereafter | |||
²$2.00 thereafter
³$0.50 thereafter
You must meet all requirements for monthly for eChecking, Senior Checking and Teen checking or your account will revert to a Performance Checking.
A checking account is required for SAFCU Mobile App access. To open a new checking account, click here.
Performance Checking
Our Performance Checking account has a low minimum balance requirement to avoid a monthly fee but, low enough for many members to reach while owning an account with boundless benefits! A Performance Checking account lets you take full advantage of our checking account products and pays dividends for balances over $1,000.00.
eChecking
eChecking is for members who value technology and don't want to concern themselves with minimum balance requirements. All you need to do is sign up for eStatements and enjoy the benefits of an SAFCU checking account with no monthly fee.
Senior Checking
Are you at least 62 years old and receiving a direct deposit from Social Security or a pension plan? If the answer is yes, you qualify for a Senior Checking Account with the credit union. SAFCU's Senior Checking Account offers all the benefits of our Performance Checking Account with no minimum balances or monthly fee. It's that easy.
Whichever account you choose, SAFCU offers a Visa Debit® card that not only has purchasing power at millions of locations worldwide, but gives you access to nearly 30,000 surcharge-free ATM's nationwide through the Co-OP Network. That's right, you won't be charged to withdraw money from any Co-Op Network ATM up to 15 times per month, including Co-Op Network ATMs located inside 7-Eleven stores. To find a Co-Op Network ATM near you, visit our ATM Locator.
Do you want to learn how to save, invest, and manage your money?
MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401k, the resources on MyMoney.gov can help you do it better.