Privacy Policy

CA - Important Privacy Choices for Consumers

FACTS WHAT DOES SAG-AFTRA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFOMRATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This
information can include:

- - Social Security number and income
  - Account balance and assets
  - Credit history and credit scores

When you are no longer our member, we will not continue to share your information as described in this notice,

expect permitted or required by law.

How? All financial companies need to share members’ personal information to run their everyday business. In the

section below, we list the reasons financial companies can share their members’ personal information; the reasons

SAFCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does SAFCU share? Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your Yes No
account(s), respond to court orders and legal investigations,
or report to credit bureaus

For our marketing purposes—
to offer our products and services to you Yes No

For joint marketing with other financial companies Yes No

For our affiliates’ everyday business purposes— No We do not share
information about your transactions and experiences

For our affiliates’ everyday business purposes— No We do not share
information about your creditworthiness

For nonaffiliates to market to you No We do not share

Questions? Call (800) 826-6946

What we do

How does SAFCU protect my personal To protect your personal information from unauthorized access and use, we use
information? security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.
SAFCU regularly tests and assesses its information security measures, systematically
trains employees, and implements upgrades and enhancements as necessary to protect
your information.

How does SAFCU collect my personal We collect your personal information, for example, when you
information?  open an account or apply for a loan
 make deposits or withdrawals from your account
 show your driver’s license
Other sources, to verify the information you provide on applications, such as account
and loan balances at other financial institutions as well as income and employment.

Why can't I limit all sharing? Federal law gives you the right to limit only
 sharing for affiliates’ everyday business purposes—information about your
creditworthiness
 affiliates from using your information to market to you
 sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
 SAFCU has no affiliates

Nonaffiliates Companies not related by common ownership or control. They can be financial

and nonfinancial companies.
 SAFCU does not share with nonaffiliates so they can market to you.

Joint Marketing A formal agreement between nonaffiliated financial companies that together

market financial products or services to you.

 Our joint marketing partners include: Credit reporting agencies, consumer
reporting agencies, insurance companies, check printers, data processing
companies, companies that prepare and distribute our member account and
statements, other financial service providers.

Other Important Information

For California Residents: In accordance with California law, we will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account. If you are a California resident, please read the enclosed form entitled “Important Privacy Choices for Consumers” which includes details on how you can limit our information sharing under California law.